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Centered Partners | Surety & Bonding
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Built for Bonded Contractors

Your bonding capacity is a credit line —
not a form.

Most brokers write the bond in front of them. We build a surety program that grows with your backlog, your balance sheet, and your next acquisition. Contract and commercial surety for mid-market GCs and subcontractors — structured by operators who understand the capital stack.

Get Your Capacity Review →
Direct
Surety Carrier Appointments
$1B+
Aggregate Transaction Experience
$10M–$500M
Mid-Market Revenue Focus
12-Month
Capacity Development Roadmap
What We Do

Full-Suite Surety for Mid-Market Contractors

🛠
Contract Surety
Bid, performance, and payment bonds structured for growth — not just the next job.
  • Bid, performance & payment bonds (public and private)
  • Single-job and aggregate program structuring
  • WIP and CPA-package positioning for underwriters
  • SBA-guaranteed bonds for emerging contractors
  • Subcontract, supply & maintenance bonds
🎓
Commercial Surety
The quiet revenue line most brokers miss — court, license, fiduciary, and customs bonds.
  • License & permit bonds
  • Court bonds (appeal, injunction, probate, fiduciary)
  • Customs, ERISA & public-official bonds
  • Franchise, lease & utility bonds
  • Commercial contract performance bonds
🛡
Subcontractor Risk & SDI Strategy
Bond your subs, insure your defaults — or both. A decision framework, not a product pitch.
  • Subcontractor bond programs for mid-market GCs
  • SDI (Subcontractor Default Insurance) decision framework
  • Prequalification standards & WIP monitoring
  • Hybrid structures for GCs with $100M+ subcontract volume
  • Default coordination & resolution support
📈
Capacity Development Advisory
A 12-month roadmap for growing bond limits — not a one-off placement.
  • Balance-sheet & liquidity positioning
  • Surety-ready financial statement preparation
  • Management-depth & succession narratives
  • Capacity roadmap tied to backlog & M&A plans
  • Integration with capital markets, LOCs & private credit
Why Us

Why Mid-Market Contractors Choose Centered Partners

Surety as a Capital-Structure Decision
We already sit at the capital-structure table for our clients — capital markets, M&A, private credit. Bonding capacity belongs in that conversation, not siloed in an insurance file. Your single-job limit is a financing instrument; we treat it like one.
Operators Who’ve Built Bonded Businesses
Our team has sat on the backlog side of contractor growth and the borrower side of bank conversations. We know what a controller feels at 4:30 p.m. on a Friday when the bid needs a bond letter Monday morning.
Mid-Market Specialists — The 2026 Tight Spot
Carriers have long memories in 2026. Mid-market contractors — outgrown a small program but not yet at enterprise scale — face the most scrutiny. That’s our home ground. We build the underwriting narrative carriers actually want to read: liquidity, WIP discipline, management depth.
Integrated With Your Full Capital Stack
Surety, bank LOCs, working-capital lines, private credit, acquisition debt. One conversation, one team, one set of financials. Most brokers can’t credibly speak to all of those. We do every day.
We Don’t Disappear When a Claim Notice Arrives
Default events are when a broker earns their keep. We stay in the room — coordinating with the surety, the owner, and your counsel — to protect your balance sheet and your next bond line. Transparent advocacy, not hand-off.
Our Team

Operators First. Surety Advisors Second.

$1B+
Aggregate Transaction Value
12+
Portfolio Companies Operated
$5B+
CRE & M&A Completed
Direct
Carrier Relationships
“A bond isn’t a commodity — it’s a credit decision. Contractors who treat their surety program like a credit facility unlock capacity their competitors can’t.”
Meet the Full Team →
Confidential Assessment
Get Your Bonding Capacity Review
Choose the option that fits you best — download our surety diagnostic eBook instantly, or request a confidential capacity review tailored to your operation and backlog.
📚
Download the Surety Diagnostic eBook
Our mid-market contractor guide: what 2026 underwriters actually look for, how to package your WIP, and how to grow single-job and aggregate limits.
Instant Download
🔍
Request a Capacity Review
Share details about your operation and our team will deliver a confidential bonding capacity review within 48 hours — carrier fit, likely limits, and a 12-month capacity roadmap.
Personalized • 48-Hour Turnaround
Your Information

About Your Operation

Confidential. No obligation. No spam.
✓
Your eBook Is Ready
We’ve also sent a copy to your email. Explore how 2026 underwriters read WIP, what moves the needle on single-job limits, and the capacity roadmap mid-market contractors are using.
Download PDF ↓
✓
Capacity Review Request Received
A member of our team will review your information and deliver a confidential capacity review within 48 hours — including carrier fit, likely limits, and a 12-month roadmap.
© 2026 Centered Partners. All rights reserved.
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