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Centered Partners | Car Dealerships
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Built for How Dealerships Actually Operate

Insurance, Capital & Advisory
Built for Auto Dealerships

Garage liability, lot coverage, F&I compliance, and 200+ vehicles moving daily. Centered Partners brings operator-level expertise to the unique risks, regulatory requirements, and growth challenges that auto dealerships face — whether you’re a single-point franchise or a multi-location group.

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$1.2T
US Auto Dealer Market
200+
Unique Risk Touchpoints
$1B+
Aggregate Transaction Value
30+
Years HR Leadership
What We Do

Full-Spectrum Advisory for Auto Dealerships

🛡
Insurance & Risk Management
Dealer-specific coverage that accounts for the complexity generic brokers miss.
  • Garage liability & garage keepers
  • Dealer open lot / inventory coverage
  • F&I errors & omissions
  • Workers’ compensation
  • Cyber liability & data breach
  • Umbrella & excess liability
📈
Capital Markets
Financing structured for dealership economics — floor plan, expansion, and acquisition.
  • Floor plan optimization
  • Facility expansion financing
  • Acquisition & growth capital
  • Working capital facilities
  • Capital structure advisory
🤝
M&A Advisory
Buy-side, sell-side, and succession planning for dealer groups and individual operators.
  • Sell-side & buy-side representation
  • Franchise transfer advisory
  • Succession & exit planning
  • Valuation & deal structuring
  • Multi-point integration
👥
Employee Benefits & HR
Competitive benefits and HR strategy to attract and retain across sales, service, and F&I.
  • Group health & medical
  • Life insurance & COLI
  • Voluntary benefits & wellness
  • HR compliance & consulting
  • Sales team incentive strategy
Why Us

Why Dealerships Choose Centered Partners

We Understand Dealership Complexity
Lot operations, service departments, F&I, manufacturer compliance, franchise agreements — we structure insurance and advisory around how dealerships actually run, not how a generic broker imagines they do.
$1B+ in Transaction Experience
Our team has completed transactions exceeding $1 billion in aggregate value across multiple industries. We understand the deal dynamics of dealer group acquisitions, franchise transfers, and succession events.
Inventory & Catastrophe Protection
Hail, flood, theft, and lot damage can wipe out millions in inventory overnight. We structure coverage to protect your floor plan investment and ensure business continuity.
F&I Compliance & E&O
Dealer E&O exposure is growing with evolving regulations around F&I products, lending practices, and consumer protection. We build professional liability programs that address these specific risks.
Benefits That Compete for Talent
Dealerships compete for skilled technicians, sales professionals, and F&I managers across a tight labor market. We design benefits packages that level the playing field against larger groups.
Our Team

Built by Business Operators

$1B+
Transaction Value
12+
Portfolio Companies
30+
Years HR Leadership
CFA/CPA
Financial Expertise
“We’ve built, acquired, and operated businesses across multiple industries. That operator DNA means we understand the dealership owner’s perspective — not just the insurance policy.”
Meet the Full Team →
Confidential Assessment
Get Your Dealership Insurance Diagnostic
Choose the option that fits you best — download our industry assessment eBook instantly, or request a custom diagnostic tailored to your operation.
📚
Download the Assessment eBook
Get our Auto Dealership insurance diagnostic — coverage benchmarks, risk areas, and key questions to ask your broker.
Instant Download
🔍
Request a Custom Assessment
Share details about your business and our team will deliver a confidential, tailored diagnostic within 48 hours.
Personalized • 48-Hour Turnaround
Your Information

About Your Operation

Confidential. No obligation. No spam.
✓
Your eBook Is Ready
We’ve also sent a copy to your email. Explore coverage benchmarks, risk areas, and the questions top operators are asking their brokers.
Download PDF ↓
✓
Custom Assessment Request Received
A member of our team will review your information and deliver a confidential, tailored diagnostic within 48 hours.
© 2026 Centered Partners. All rights reserved.
centeredpartners.com  •  Insurance • Real Estate • Capital Markets • M&A
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Centered Insurance Partners
Business Insurance
Employee Benefits
Personal Insurance
Our Process (C3)
The New Standard
BOLI/COLI
HVAC
Banking & Financial Services
Sanitation & Site Services
Elevator & Vertical Transportation
Jewelry Wholesalers & Dealers
Auto Dealerships
Surety & Bonding
Manufacturing
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Advisory Blind Spot
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DOC whitepaper
Sale-Leaseback
Blog
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Own what you build
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CONTACT US
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