C3: THE client centered CYCLE

Our proprietary cycle ensures that your needs are met throughout the year - NOT just at renewal.

A circular diagram illustrating a client-centered process with six steps: 1. Learn & Align, 2. Educate, 3. Manage Risk, 4. Strategize, 5. Monitor, 6. Review.

    • Understand changes in operations, growth plans, locations, payroll, assets, and exposures.

    • Align insurance and risk financing programs with evolving objectives.

    • Explain coverage options, policy terms, exclusions, limits, and emerging trends

    • Review regulatory requirements, industry-specific risks, and market conditions

    • Identify and assess risks.

    • Share loss prevention strategies, claims trends, and risk mitigation best practices.

    • Develop and update 3-5-year risk and coverage strategy.

    • Optimize coverage structure, limits, deductibles, and alternative risk financing solutions.

    • Check in, review, and evaluate coverage and market changes.

    • Evaluate carrier performance and service levels.

    • Annual performance review and adjustments.

    • Adjust coverage, limits, pricing, and strategy.